Investing
Unrealized gains tax refers to the taxation of profits on investment that have gained value but not been sold yet. These gains exist only on paper and are not realized as income until sale of the asset.
Investing
A pledged asset line is a credit facility that uses your investment portfolio as collateral. You pledge securities like stocks, bonds, and mutual funds to secure a line of credit, then borrow against that collateral as needed.
Investing
(IRR) is the return on an investment which takes into account the cash flows and time scale. It is the discount rate that makes the Net Present Value of all cash flows equal to zero.
financial planning for doctors
The Two Funds Investment strategy involves investing your assets into just 2 mutual funds – but these funds provide all the diversification needed while also helping with asset growth.
financial literacy
The nominal interest rate is the interest rate that is stated on a loan or mortgage and has not been adjusted for inflation. In investing, the nominal rate is the return on an investment before adjusting for inflation, fees or taxes.
Investing
The Boglehead investment approach emphasizes passive investing in low cost index funds, asset diversification, effective risk management and investing early and often for the long term.