financial literacy
Reset your finances in 2025; the complete year end money guide
Reset your finances in 2025. Plan financial goals, maximize contributions and maximize company benefits.
Investing
Investing
Should You Sell Your Stocks or Stay the Course During a Stock Market Recession?
When you stay invested during downturns, you position yourself for the recovery. You don't have to time the market perfectly—an impossible task even for professionals.
Recession
What Happens to Stocks in a Recession? The Truth About Investing When the Economy Takes a Downturn
This guide breaks down how recessions impact stocks, reveals which investments tend to survive downturns, and shows you how to protect your money when the economy stumbles.
Investing
Unrealized Gains Tax Simplified: Essential Insights for Affluent Investors
Unrealized gains tax refers to the taxation of profits on investment that have gained value but not been sold yet. These gains exist only on paper and are not realized as income until sale of the asset.
Investing
Leveraging Investments: A High Net Worth Introduction to Pledged Asset Lines
A pledged asset line is a credit facility that uses your investment portfolio as collateral. You pledge securities like stocks, bonds, and mutual funds to secure a line of credit, then borrow against that collateral as needed.
Investing
Essential Insights on IRR: Meaning and Calculation for investments
(IRR) is the return on an investment which takes into account the cash flows and time scale. It is the discount rate that makes the Net Present Value of all cash flows equal to zero.
financial planning for doctors
A Doctor’s Guide to the Two-Fund Investment Strategy
The Two Funds Investment strategy involves investing your assets into just 2 mutual funds – but these funds provide all the diversification needed while also helping with asset growth.
financial literacy
Nominal vs Real Interest Rate
The nominal interest rate is the interest rate that is stated on a loan or mortgage and has not been adjusted for inflation. In investing, the nominal rate is the return on an investment before adjusting for inflation, fees or taxes.
Investing
The Boglehead Investment Approach
The Boglehead investment approach emphasizes passive investing in low cost index funds, asset diversification, effective risk management and investing early and often for the long term.